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EMI Calculator — Free & Accurate

Plan your loan repayment with our free EMI calculator. Adjust amount, rate, and tenure to find the perfect EMI that fits your budget.

Enter Loan Details

₹5,00,000
₹10K ₹1 Crore
10%
1% 30%
5 Years
1 Year 30 Years

Monthly Breakdown

Full Amortization Schedule

Month EMI Principal Interest Balance

Your Monthly EMI

₹10,624

Loan Amount ₹5,00,000
Interest Rate 10%
Tenure 5 Yr
Total Interest ₹1,37,411
Total Payment ₹6,37,411
Principal Interest
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💡 EMI Tips

  • • Keep EMI under 40% of your monthly income
  • • Longer tenure = lower EMI but more interest
  • • Even ₹1,000 extra monthly saves lakhs
  • • Our 10% rate is the lowest — compare & see