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Home Loan

10% p.a. ₹500,000 - ₹50,000,000 | 5 - 30 Years

About This Loan

Own your dream home with our Home Loan at just 10% interest. Whether purchasing a new flat, constructing a house, or transferring an existing loan — we make home ownership affordable.

Key Features

Loan up to ₹50 Lakh (up to 90% of property value)
Tenure up to 30 years for lower EMIs
Balance transfer from other banks at lower rate
Top-up loan available on existing home loan
Pre-approved loans for existing customers
Tax benefit under Section 80C & 24(b)
Joint applicant option for higher eligibility
Free property valuation included

Eligibility Criteria

Age: 23 to 65 years at loan maturity
Minimum income: ₹25,000/month (salaried)
Employment: Minimum 2 years total, 1 year current
Property: Must be in approved society/project
CIBIL Score: 700+ preferred
No more than 2 existing loans
Property insurance mandatory

Required Documents

1 Aadhaar & PAN Card
2 Salary Slips (last 6 months) / ITR (3 years)
3 Bank Statement (last 6 months)
4 Property Documents (Sale deed, Agreement)
5 Property Tax Receipts
6 Building Plan Approval (for construction)
7 NOC from Society/Housing Board
8 Photographs of all applicants

What Can You Use It For?

Purchase New HomePurchase Resale PropertyConstruct HousePlot + ConstructionHome ExtensionBalance TransferHome RenovationTop-up Loan

Calculate Your EMI

Your Monthly EMI

₹4,249

Loan Amount ₹2,00,000
₹500,000 ₹10,000,000
Tenure 5 Years
5 Yr 30 Yr
Total Interest ₹54,960
Total Payment ₹2,54,960
Apply for Home Loan →
Free Apply No Charges 24hr Approval

Quick Info

Interest Rate 10% p.a.
Processing Fee ₹0 (Nil)
Prepayment Penalty None
Approval Time 24 Hours
Collateral Required (Property)

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