Message
Home› All Loans› Personal Loan

Personal Loan

10% p.a. ₹20,000 - ₹1,000,000 | 1 - 5 Years

About This Loan

Whether it's a wedding, medical emergency, home renovation, or travel — our Personal Loan covers all your immediate financial needs with minimal documentation and quick approval.

Key Features

No collateral required — completely unsecured
Approval within 24 hours of application
Minimal documentation — Aadhaar, PAN, Salary slip
Flexible tenure from 1 to 5 years
No prepayment penalty — close early, save more
Doorstep document collection available
Online tracking of your application
Same interest rate for salaried & self-employed

Eligibility Criteria

Age: 21 to 60 years
Minimum monthly income: ₹15,000 (salaried) / ₹25,000 (self-employed)
Employment: Minimum 1 year current employment
CIBIL Score: 650+ preferred
Residence: Indian citizen with valid address proof
No default history in last 24 months

Required Documents

1 Aadhaar Card (mandatory)
2 PAN Card (mandatory)
3 Salary Slips (last 3 months) / ITR
4 Bank Statement (last 6 months)
5 Passport-size photograph
6 Current Address Proof (if different from Aadhaar)
7 Employment/Appointment Letter
8 Form 16 (for salaried applicants)

What Can You Use It For?

Wedding ExpensesMedical EmergencyHome RenovationTravel & VacationDebt ConsolidationHigher EducationConsumer DurablesAny Personal Need

Calculate Your EMI

Your Monthly EMI

₹4,249

Loan Amount ₹2,00,000
₹20,000 ₹1,000,000
Tenure 1 Years
1 Yr 5 Yr
Total Interest ₹54,960
Total Payment ₹2,54,960
Apply for Personal Loan →
Free Apply No Charges 24hr Approval

Quick Info

Interest Rate 10% p.a.
Processing Fee ₹0 (Nil)
Prepayment Penalty None
Approval Time 24 Hours
Collateral Not Required

Explore Other Loan Types

Business Loan

Home Loan

Vehicle Loan

Education Loan