Get instant loan approval at a flat 10% Interest Rate across all loan types. Minimal documentation, maximum support.
From ₹20,000 Personal Loans to ₹1 Crore Mortgage Loans — we've got every financial need covered with 22+ loan categories.
Quick EMI Check
₹4,387/mo
Principal
₹2,00,000
Interest
₹63,220
Total
₹2,63,220
Our Loan Products
Whether it's a wedding, a new car, expanding your business, or funding education — we have a tailored loan for every dream. All at a flat 10% interest rate.
Happy Customers
and growing every day
Flat Interest Rate
across all loan types
Approval Time
fastest in the industry
Loan Disbursed
trusted with billions
Why 10% is a Game Changer
While other lenders charge 14-24% interest with hidden processing fees, we offer a transparent flat 10% per annum on every loan type. No gimmicks, no fine print.
Zero Processing Fee
No hidden charges. What you see is what you pay.
No Prepayment Penalty
Pay off your loan early without any extra charges.
Same Rate for Everyone
No credit-score-based rate hikes. 10% for all.
Rate Comparison — ₹5L Personal Loan for 5 Years
10%
EMI: ₹10,624/mo
10.5-16%
EMI: ₹10,750+/mo
11.15-16%
EMI: ₹10,891+/mo
11-24%
EMI: ₹10,871+/mo
10.5-16.5%
EMI: ₹10,750+/mo
💰 You save up to ₹1,08,000 with LoanWala on a ₹5L loan!
Simple 4-Step Process
Browse 22+ loan categories and select the one that fits your need.
Complete a simple 3-minute online form with basic personal & financial details.
Upload Aadhaar, PAN, and income proof. We handle the rest securely.
Our team verifies within 24 hours and money hits your bank account directly.
Customer Love
"I got approved in just 18 hours! The 10% rate saved me ₹45,000 compared to my previous lender. Entirely online process — no bank visits needed."
Rajesh Kumar
New Delhi • Personal Loan ₹3L
"As a first-time home buyer, I was nervous. But LoanWala made everything crystal clear. No hidden charges, no surprises. My EMI is well within budget."
Priya Sharma
Mumbai • Home Loan ₹25L
"Needed working capital urgently for my shop. Applied at 2 PM, got money in my account next day morning. This is how lending should work. Highly recommend!"
Amit Patel
Ahmedabad • Business Loan ₹8L
Got Questions?
We offer a flat 10% per annum on ALL loan types — Personal, Business, Home, Vehicle, Education, Mortgage, and all 22 categories. This is the same rate for everyone, regardless of your CIBIL score or loan amount.
Most applications are approved within 24 hours of submission. Once approved, the loan amount is disbursed directly to your bank account within a few hours. Complete process from application to money in bank: typically 24-48 hours.
Basic documents include: Aadhaar Card, PAN Card, and Income Proof (salary slips or ITR). Additional documents may be needed based on loan type (e.g., property documents for home loan). The full list is shown on each loan's detail page.
Zero processing fee. Zero hidden charges. What you see is what you pay. No prepayment penalty either — you can close your loan early without any extra cost. We believe in 100% transparency.
We prefer a CIBIL score of 650+, but we don't reject applications solely based on credit score. We evaluate each case holistically. Even if your score is lower, you can still apply — our team will try to find a solution for you.
Yes, absolutely! We serve both salaried and self-employed individuals. For self-employed, you'll need ITR for last 2 years, business registration proof, and bank statements. Business loans are specially designed for entrepreneurs and business owners.
After applying, you'll receive an application ID via email and SMS. You can use this ID to track your application status. Our team also proactively calls you with updates at each stage.
Yes, and there's no penalty! You can make partial prepayments or close the entire loan early without any extra charges. Early repayment actually reduces your total interest burden.
Still have questions?
Contact UsGet In Touch
Have a question about our loans? Need help with your application? Our team is available Mon-Sat, 9 AM to 8 PM.
Visit Us
123 Finance Street, Connaught Place, New Delhi - 110001
By appointment only